RefinancePlaza Privacy Policy

By visiting, using and/or submitting information to RefinancePlaza, you are accepting the practices described in this Privacy Policy. This Privacy Policy and the Terms of Use apply to your access and use of the Internet Web sites owned and operated by RefinancePlaza and its affiliates, including, but not limited, to the Web site located at URL www.RefinancePlaza.com.

Collection of Personally Identifiable Information
Most of the features of RefinancePlaza are available to you without requiring you to provide personally identifiable information. The following are certain situations in which RefinancePlaza may collect personally identifiable information from you:

• Correspondence. If you send RefinancePlaza personal correspondence, such as e-mails or letters, or if other users or third parties send RefinancePlaza correspondence about your activities or postings on RefinancePlaza web site may choose to collect such information into a file specific to you.
• Business Partners. RefinancePlaza may receive your personally identifiable information from one of RefinancePlaza's business partners.

Cookie Technology
"Cookies" are alphanumeric identifiers in the form of text files that are inserted and stored by your Web browser on your computer's hard drive. RefinancePlaza may set and access cookies on your computer to track and store preferential information about you. RefinancePlaza gathers anonymous information about its users through cookie technology on an aggregate level only. Such aggregated information is used solely within RefinancePlaza's internal organization and is not shared with third parties.

Web Beacons
"Web beacons", also called single-pixels (1x1) or clear GIFs, are electronic images that allow a Web site to access cookies and help track marketing campaigns and general usage patterns of visitors to those Web sites. Web beacons can recognize certain types of information, such as cookie numbers, time and date of a page view, and a description of the page where the Web beacon is placed. No personally identifiable information about you is shared with third parties through the use of Web beacons.
1. Internal Use of Web Beacons. RefinancePlaza may use Web beacons internally to count users and recognize users through cookies. Access to cookies helps RefinancePlaza personalize your experience when you visit RefinancePlaza web site.
2. E-mail. RefinancePlaza may include Web beacons in HTML-formatted e-mail messages that RefinancePlaza or its affiliates or agents send. Including Web beacons in e-mail messages helps RefinancePlaza determine your interest in and the effectiveness of such e-mails.
3. External Use of Web Beacons. RefinancePlaza may also use Web beacons externally. For example, RefinancePlaza may report aggregate information about RefinancePlaza web site users, such as demographic and usage information, to its partners and other third parties. RefinancePlaza may also include other company's Web beacons within RefinancePlaza web site.

Security
Personally identifiable information you submit to RefinancePlaza is password-protected for your privacy and security. In certain areas RefinancePlaza uses industry-standard SSL-encryption to protect data transmissions. In the unlikely event that an unauthorized third party compromises RefinancePlaza security measures, RefinancePlaza will not be responsible for any damages directly or indirectly caused by an unauthorized third party's ability to view, use or disseminate such information.

Links to Other Web Sites
RefinancePlaza web site may include links to other third party Web sites. Such links are not an endorsement by RefinancePlaza of those Web sites and/or the products or services offered there. Third party Web sites may have different privacy policies and RefinancePlaza is not responsible for the privacy practices of those third party Web sites. If you click on a link to a third party Web site, RefinancePlaza encourages you to check the privacy policy of that Web site, as it may differ substantially from that of this Privacy Policy.

Access and Use of RefinancePlaza web site
RefinancePlaza web site is intended to be accessed and used only by adults and is not directed to children under the age of 18. RefinancePlaza does not knowingly permit registration or submission of personally identifiable information by anyone under the age of 18.

Changes to this Privacy Policy
RefinancePlaza reserves the right to update, amend and/or change this Privacy Policy at any time in its sole discretion and without notice. Updates to this Privacy Policy will be posted here.

Questions or Concerns
If you have questions, comments, concerns or feedback regarding this Privacy Policy, send an e-mail to privacy@refinanceplaza.com.
This Privacy Policy and the Terms of Use represent the entire understanding and agreement between you and RefinancePlaza regarding the subject matter of the same, and supersede all other previous agreements, understandings and/or representations regarding the same.

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